What’s in the New Tax Legislation?
Legislation signed into law on July 4, 2025, commonly called the One Big Beautiful Bill Act (OBBBA), fundamentally changed the federal tax and spending landscape. The law is so broad that this report can only summarize some key provisions that...
How Has SECURE 2.0 Affected 401(k) Plans?
Since its inception in 1980, the 401(k) plan has become a key tool in helping Americans build wealth. In fact, the number of people who have become millionaires through their 401(k) plans reached 537,000 in 2024, a 27% increase from...
Unpacking the Real Limitations on Unlimited PTO
About 7% of U.S. companies offered unlimited paid time off (PTO) as an employee benefit in 2024, up from just 1% in 2014.1 When companies adopt unlimited PTO policies, there is no specific cap on the number of paid vacation and/or...
Peer-to-Peer Payments Are Popular, but Be Careful
Making a peer-to-peer (P2P) payment is a convenient way to transfer money to family, friends, or businesses. Whether you’re splitting a bill or paying a babysitter, if you have someone’s contact information, you can send or receive money quickly and...